Legal Services of South Central Michigan – Jackson County Mediation/Eviction Diversion Program
March 23, 2015
Because you give to United Way of Jackson County, low income families are able to stay in their homes. United Way of Jackson County funds Legal Services of South Central Michigan’s (LSSCM) Jackson County Mediation/Eviction Diversion Program. This program specifically helps families that are facing imminent loss of shelter. The program also advocates for accessibility to safe and affordable housing for Jackson County.
99% of clients who were assigned an attorney for full representation through LCSCM had successful outcomes. Stories vary greatly from client to client but just one example of their positive impact in Jackson can be told with Rose’s story. Rose contacted LSSCM after her husband unexpectedly went to prison. Rose and her children were dependent upon her husband’s income, which ceased when he went to prison. The loss of her husband’s income rendered her mortgage payment unaffordable and she was unable to continue making payments. Rose applied for a loan modification but the mortgage company never provided a decision on the application, claiming that documents were missing from her application. Instead, the mortgage company attempted to foreclose on the property.
LSSCM filed a lawsuit asking the court to halt the foreclosure sale and properly consider Rose for a loan modification. The mortgage company removed the case to federal court where significant litigation occurred. Thankfully, LSSCM was able to pressure the mortgage company into reviewing Rose’s loan modification application and dismissing the federal court case. As a result, Rose was granted an affordable loan modification and able to remain in her home with her children.